🏦 Financing & Mortgages

Buy a House in Mexico from the United States: Migrant Guide

✍️ casasenoferta.com 📅 13 Feb, 2026 ⏱️ 3 min read 👁 230
Mexican family receiving keys to new house bought with US savings

Your dream of owning a home in Mexico is more achievable than you think

In 2025, Mexico received over $63 billion in remittances, many destined for property purchases. If you live in the US and want to buy in Mexico, financing options exist specifically for you.

Financing options for Mexicans in the US

Infonavit for migrants, cross-border mortgages from BBVA/Banorte/Scotiabank, and cash purchases using remittances with favorable exchange rates.

Protect your investment from a distance

Hire a trusted notary public, an independent real estate lawyer, get a property inspection, verify the lien certificate, and never sign or send money without legal review.

Tax obligations in both countries

As a US tax resident, you must report foreign properties if you exceed certain thresholds (FBAR, FATCA). In Mexico, purchasing with foreign funds may create SAT obligations.

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