Protect your most valuable asset with the right insurance
Less than 10% of homes in Mexico have home insurance, despite the country being highly vulnerable to earthquakes, hurricanes, and floods. Home insurance can cost as little as $3,000-$8,000 MXN annually for an average property, a fraction of the damage it can cover.
Types of home insurance coverage
Home insurance in Mexico offers modular coverage including structure protection, contents, civil liability, robbery with violence, water damage, and earthquake endorsement.
How much does home insurance cost?
Costs vary by location, property value, and coverage chosen. A $2,000,000 MXN home in a medium-risk zone pays $4,000-$7,000 MXN annually with full coverage.
Top insurance companies in Mexico
Leading home insurers include GNP Seguros, Chubb, Mapfre, AXA, Zurich, Qualitas, and HDI Seguros. Use online comparators like Rastreator or Coru for quick multi-company quotes.
Making a claim: important tips
Keep a photographic inventory of your belongings with receipts, report any claim within 24-48 hours, do not move or repair anything before the adjuster inspects, and carefully read policy exclusions before purchasing.
